That is true, you really need to check the specific policy. I’ll be happy to write more about this in the coming weeks for you. Keep your eye out for new posts in any of these ways:

http://foxnomad.com/about/

I’ve heard that it depends on the policy though. Skiing may not be covered by every travel insurance policy.

I was told that, often, travel insurance doesn’t cover adventure sports or other risky activities such as renting and riding a scooter or motorcycle. Thats one topic related to travel insurance that I wish I could hear more about. Too bad, I don’t see anything about that in here (unless I missed it?).

Hi Dan,

I was hesitant to approve this comment – it’s much too like an ad which made me a bit uncomfortable. That said, I’d like to hear if anyone else here in the comments has used your service and don’t mind the second opinion.

If you’d like to discuss anything else, feel free to email me:

http://www.foxnomad.com/contact/

We just launched a new travel insurance site: http://www.tripinsurance.com. We set up exclusive deals with four of the leading insurers to sell insurance direct from the insurance company to the traveler at a significant discount. (25% or more in most cases) Fewer middle men in the process allows us to pass the savings on to the consumer. We offer our insurance in three groups of good/better/best. Good is the most economical. Best has cancel for any reason. We have a pre-existing condition waiver if you buy the insurance within 14 days of your initial deposit. One of our plans even has non-medical emergency evacuation in the event of riots or problems that cause recommendations for tourists to leave the country.

I am just starting an affiliate program too, – working with travel blogs and would like to know your interest.
Thanks,
Dan

Never too late to the comment party! I’m glad you found this post (and the incredibly poignant comments) useful. There are a lot of good plans out there for a number of travel styles and it doesn’t hurt to have some protection 🙂