Several weeks ago I introduced you to the hidden underbelly of traveler debt and asked if some of you are using credit cards to finance your travels, and to what extent. I was a little surprised that only a few of you responded you’ve got some debt on your accounts, but glad that’s the case.

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Debt is difficult to manage and can help you travel in the short run but negatively effect your plans down the road in a big way. There are many good ways to reduce debt and save for your travels like cooking peasant meals, cutting your electric bills in half, or using some unconventional methods. Personally I recommend the direct approach and overcoming debt all together.