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Money Archives - foXnoMad

Category: Money

How To Travel

new york city

There are a lot of ways to travel smarter but if you want the most straightforward advice on how to get started, this is your guide.

First of all, traveling is not that hard. At least not the basics in general, assuming you’ve got some disposable income, a bit of time, and of course the inclination to go somewhere.

Where To Go

Traveling can mean a lot of things but often the first thing to come to mind is some far off exotic place. Those can be great choices but you’ve probably never gone to the tourist sites in your own town. What about the next town over? Maybe you want to start a travel blog or YouTube channel, you don’t need to go very far to do either.

Since you can’t see the entire world in a lifetime, these places are good choices to start from. If you love street food, definitely go to these cities. Adventure sports? Las Vegas. Want to see how much it costs to fly from where you are to anywhere? Kayak Explore will show you.

Honestly though, most of us have a place we’ve always really wanted to see. Don’t let people talk you out of it. Get suggestions on things to do nearby (more ideas can’t hurt) but if there’s somewhere you’ve always wanted to go, that’s where you should probably be headed. You might love or hate a place and that can change over time so aside from actual dangerous places, all you’re hearing are people’s opinions about a given point in time.

travel memes

And if someone’s never been to a place don’t listen to their advice about a place. It’s probably negative and definitely uninformed.

How To Go

Some places you have to fly. For others, taking a train is more environmentally friendly but also easier on your body than taking an airplane. Remember to add 4 hours at least to any total flight time – that covers getting to an airport on time, checking in, plus going through security. A 30 minute flight is really more like 4 or more hours of travel time.

Obsessing over flight prices isn’t likely to save you much nor is booking on a Wednesday. Check out multi-city flights. Travel savings are much more obtainable through choosing the right accommodation, where you eat, and by simple packing habits like buying a reusable water bottle.

What To Take

Recently I saw this tweet which is mostly true unless you’re a French horn musician. What you use at home is what you’ll use on the road. You shouldn’t pack more than you can use in two weeks and most specialized travel gear isn’t versatile enough to justify the costs (remember what I said about saving above?)

arthurs seat edinburgh

Learn these important phrases of the local language using this powerful tool. Gum or mints are essential. One other thing, it’s usually worth paying a bit more to get durable gear. Cheap fabrics don’t withstand traveling well so it’s better to get one good thing than 3 cheap things over the same period of time. Plus good products usually come with good warranties because the brands can stand behind their products.

Stay Connected

Currency is a helpful app that works offline. WiFox gives you passwords to all the airports in the world, important since getting to your accommodation from the airport is when you’re most vulnerable. Find some good travel blogs, they give good firsthand insights that can help with planning, navigating scams, and learning the local customs.

scottish highlands

Download Google Maps offline to help you get around. Put the phone down and look up when you don’t need it.

faucetsafe app

Go with the flow, try a food you’ve never had, and always eat where the locals do. Long lines of tourists don’t always indicate the best places to eat and TripAdvisor can only get you so far. Ask a local. Try it, you’ll get good advice like this.

Remember The Important Things

There’s certainly more, but this should help get you started. Traveling can be tiring, confusing, or a bit lonely sometimes. Keep in mind that if you can travel for recreation, you’re one of the lucky ones on Earth. Not everyone can travel and for most of human history it was impossible to move like we do now.

Understanding other cultures doesn’t require much footwork far or near – meeting new people can give you an important insight. Getting out of cities and into nature can give you perspective. The one thing to bring on any journey is an open mind, without that, you can visit every country in the world and still have not seen much of anything at all.

Timbuk2 Copilot Review And Discount Trick

Travelers looking for a new suitcase should take a close look at the thoughtfully designed and thoroughly durable Timbuk2 Copilot series that comes with a small discount trick.

Stop Here

Depending on your travel budget, a Timbuk2 bag might not be for you. People who take less than one or two trips a year probably won’t see (for a long time anyway) the immediate benefit of such a well-built bag. Particularly though for air travelers who check-in their luggage more than 6 or 7 times annually, the Copilot series has a lot of advantages worth its price tag.

timbuk2 copilot

What’s A Timbuk2 Copilot

Timbuk2 is a San Fransisco based brand that’s somewhat hipster blended with business sleek. Their Copilot series comes in 4 different sizes: 42, 52, 80, and 108 liters. You can review all the dimensions here but basically:

The exterior of the Copilot luggage is made of Cordura nylon (over 1000 Denier if you’re wondering) which is the standard for tough as hell bags. Internally, Timbuk2 use a variety of nylon, polyester, and other fabrics for a combination of strong but light fabric. And lightweight they are – even the gigantic 108 Copilot is just 4.6 kilos (10lbs) – compared to most bags that size pushing well over 6.5 kg (15 lbs).

timbuk2 copilot

I think it’s also worth mentioning that Timbuk2 don’t use materials that are toxic in any way, plus have an excellent recycling program for older bags. (They give you 20% back as well on your next purchase after you send the old bag back, which is a nice touch to the environmental benefits.)

Design That Makes Sense

Too often bag manufacturers try to get fancy, adding superfluous pockets that only take up space. Smart designers create bags, like the Copilot, that give users more flexibility to organize on their own. The Copilots (they’re all designed the same just at different sizes) open up clam shell style. On the outer pocket there’s quick access to the front compartment.

timbuk2 copilot 80l

Both interior sides of the “shell” have a mesh divider you can choose to use or not. All of the bags are spacious since they don’t have pockets in the way to steal space – but the clam shell style doesn’t work well with particularly bulky items. It’s perfect for clothes but if you’re lugging around boxy gifts, or large stuff that doesn’t compress, the Copilot can be tricky to pack.

Additional nice touches include skateboard wheels resulting in a very smooth roll without any pullback on your arms. Those wheels are also strong enough for skateboards plus they can be found all over the world if needed. The handle is also one of the smoothest I’ve used on roller luggage.

Save Some Money On A Timbuk2

Overall, there’s a lot to like about the Copilot series. For most of you interested in this bag, it’s a matter of finding the right size. Minimalists will appreciate the 42 and 52L varieties, most travelers who don’t mind a bigger bag will be happy with the 80L. Unless you’re a family who wants to use a single suitcase, think very carefully before deciding on the 108L. In any event you can return most bags with a minor (less than $10) processing fee.

Finally, to sweeten the deal for yourself, go through the Timbuk2 checkout process. Add the bag you want to the cart, fill in your details (especially email), then submit to get to the payment page. At this point, don’t submit your payment and just wait 24 hours. Typically Timbuk2 will send a 10-15% discount to your inbox to encourage you to complete the purchase. There’s also a popup on their site often but the email discount might be a bit more enticing so it’s best to wait and see. Good luck!

How Travel Influencers Make Money

Well, this is at least one (somewhat, maybe?) exaggerated version of what it seems like every travel influencer sounds like. You have probably heard most, if not all of what’s in the video above but either way, let me go over it again in a blond wig. What do you think? Authentic!

The Inateck Backpack Is An Aer Knockoff $200 Cheaper And Pretty Good Too

Typically when you’ve got a knockoff – ok, it’s technically not one – but if you look at the Inateck 30L Backpack and compare it to the Aer Travel Pack 2, you get the idea. As I was saying, knockoffs in electronics can often be close to the quality for the price of the brand version. When it comes to physical products like bags however, the drop-off is generally more pronounced. Yes, there are big savings but you sacrifice so much in quality over time, it ends up being more practical to go brand in the long run.

The Inateck 30L bag however, although it’s not as good as the Aer Travel Pack 2, might still have enough to consider, particularly if you want to save $200. You can watch my full review in the video above or read on.

Gentle Enough

For travelers who don’t demand a lot from their baggage, Inateck’s good but otherwise not outstanding nylon stitching should provide a decent lifetime of use. A little less nylon means the Inateck is lighter too, around 1.5 kilos (3.3 pounds) compared to the 1.7kg (3.7lbs) of the Aer Travel Pack 2. Though the Inateck tends to flop over when it’s not full mainly due to the internal padding being ever so slightly thinner.

inateck 30l backpack

Good Design Cues

Ripping off the design of the Travel Pack 2 (here’s my full review of that bag) and improving on it somewhat is something Inateck has pulled off well. The annoying shoe compartment of the Aer is collapsible in the Inateck, compression straps a bit more manageable, though it’s missing the very handy quick grab pocket that works great for passports.

Unpolished But $200?

Inateck’s 30L backpack is not one I’d trust for a frequent traveler, particularly if you’re going to be throwing this bag around a lot in less than ideal trains, taxis, or dinghy boats. Inteck has cut costs, a lot of them, meaning the zippers are hardly weather resistant, fabric you don’t want to snag, and straps that aren’t as comfortable as they could be. Still, for the different of $200, unless you’re looking for a premium backpack in the Aer Travel Pack 2, the Inateck may do just fine.

Bookaway Is A Travel Search Engine For Ground Transportation

bookaway search engine

Purchasing a flight between two countries on opposite sides of the world is often easier than booking ground transportation between two local cities. Bookaway is a travel search engine that tries to help travelers fill in the gaps on the ground but has a few of its own blind spots to work out along the way.

Clarifying Ground Transportation

In short, Bookaway wants to be your search engine for bus, ferry, train, or car travel. Where it works, Bookaway is straightforward. For example, searching for transportation between Split and Hvar, Croatia, yields a number of high speed ferry options. Prices on Bookaway are competitive when compared with independent or using alternative services. Some routes offer a few option filters (e.g. air conditioning) you probably tend to ignore on most flight search engines.

Bookaway though tends to work best in certain regions, most notably southeast Asia, the Mediterranean, and Adriatic coasts. The gaps outside of these areas make finding a booking hit or miss, though one hopes Bookaway adds more destinations as the service expands.

Piecing It Together

The search function on Bookaway is also a little bit wonky – tending to guide you to where it wants, rather than accepting each letter of the search term. What I noticed though is using the suggestions that pop up can save you time since it’s really showing you what’s not available along with the destinations it serves.

bookaway

A map or listing function would work great here, to help you visualize the routes possible. When you’re not too creative plus keep your route fairly local (for example Bangkok to Koh Samui, Thailand) you’re presented with a variety of ways to get to where you want to go. When gaps are present, a bit of guiding by Bookaway would go a long way to improving the user experience.

For Travelers With Cars In Tow

Despite its shortcomings, where Bookaway excels is car transportation. Specifically, if you’re traveling with a rented or your own car, the ferry options Bookaway returns notes boats and trains with car compartments. It’s a niche offering but a large one, particularly for road trips in southern Europe or southeast Asia.

Bookaway isn’t going to be your one stop search engine for all things not in the sky but if you’ve got 4 wheels with you, it can help bridge the gap between destinations. It’s a time-saver in these cases, since for now, a lot of the information blending ferry, train, and car bookings require precise, multiple online searches. Bookaway takes care of that for you while staying up-to-date. Provided Bookaway can fill in its own gaps, it might help you do just that for your particular itinerary as well.

SafetyWing Travel Insurance Review: A Good Plan For Travelers Without One

bogota fruit market

Travel insurance is the type of add-on to a trip you don’t know you need until what is invariably a bad time. A sprained ankle, appendicitis, the kind of medical emergency you don’t want anywhere, especially without some kind of insurance coverage.

Often, you’ve got to apply for travel insurance with a set itinerary in mind: where you’re going and when, all in advance. Travel enough though and you’re likely to change plans at some point, possibility invalidating insurance coverage. SafetyWing operates differently, with options for frequent travelers, long-term trips, and all of the increasingly common, uncommon digital nomad categories you may fall into.

The best way to review travel insurance is to actually use it. When SafetyWing got in touch for a potential review, I didn’t have the right trip planned but my friend Jessie on a Journey was off to Nepal. She shares her experience with SafetyWing below.

jessie festa

What SafetyWing Covers

Here is their policy at a glance:

  • Robust Coverage – With SafetyWing nomad travel insurance, you’ll be covered for unexpected illness or injury. This includes hospital, doctor, and prescription drug expenses (where eligible). Additionally, you’re covered for travel delays, lost checked luggage, lost/stolen passport, non-professional sports and activities, if you need new accommodation due to a natural disaster, accidental death or dismemberment. I know, not fun to think about, but important.

Note that the above is just a small sampling of what is covered. It’s important to review their policy to gain a full understanding of exactly what is or isn’t covered.

  • A Large Network – You’ll be covered in any country in the world outside of Iran, North Korea or Cuba. Additionally, you’re not covered if you hold Cuban citizenship.
  • $250,000 of Coverage – Their deductible is very low at $250, too.
  • No Time Limit – If you’re a digital nomad who plans to travel for many years, you can continue renewing your SafetyWing subscription.
  • One Deductible – Instead of needing to pay a deductible for every claim, you have one low overall deductible of $250 per year.
  • Access to Private Health Care Providers – If you’re in a destination where the public healthcare system isn’t great, this is an important option to have.

One really unique feature SafteyWing includes is limited coverage in your home country as well, so long as the visit isn’t for an appointment to treat an ailment that began on your trip. So if you’re home and an accident happens, you have 30 days of at-home coverage (or 15 days in the United States) during every 90-day cycle.

SafetyWing Limitations

Travelers who are over 69 are no eligible to purchase plans and visitors to the U.S. will need to get a new plan before their trip. U.S. coverage is a different plan altogether, which can’t be added on later. This means you’ll need to cancel and re-purchase a new plan, and your deductible will reset.

How Sign-Up Works

As you can also see above, it’s possible to purchase the travel insurance for less than one month to get a pro-rated policy. One small problem I ran into had to do with me being a New York resident. If you live in New York, Maryland, or Washington, you can’t physically be in your home state when you purchase due to local laws. [Anil here, a VPN will help you get around this restriction.]

safetywing

The Future Of SafetyWing Insurance

The company already has a great product, though they are currently working to launch the following features:

SafetyWing are also looking at potential comprehensive coverage (for your home country), a disability, and pension plans as well.

Flat-Fee Plans

Unlike most travel insurance companies where you need to provide a number of details before speaking with someone and getting a quote, SafetyWing works like a subscription. That is because instead of offering 10+ plans, they offer one robust policy solution. You’ll pay $37 per month for worldwide travel medical coverage (for travelers aged 18-39, though other ages are available).

  • Note that travel to the USA adds $31 per four weeks.

Quite often, companies charge $100+ for one month of coverage, so this is a great deal. While writing this article I actually went and got quotes from a number of other companies to confirm this. Unlike most travel insurance providers, you don’t need to purchase their insurance before your trip, either.

Taking The Headache Out Of Travel Insurance For Digital Nomads

What I really appreciate about SafetyWing is that I don’t need to answer a ton of questions and add up all of my travel expenses just to get taken to a page where I then to need to sift through numerous plan options. Instead, everything is included in one affordable price.

Thanks Jessie for your review! You can read Jessie’s full review here, catch up on her trip to Nepal, and learn more about SafetyWing here. All photos in this post (except the first one) are courtesy JessieonaJourney.com.

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About Anil Polat

foxnomad aboutHi, I'm Anil. foXnoMad is where I combine travel and tech to help you travel smarter. I'm on a journey to every country in the world and you're invited to join the adventure! Read More


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